Small business health insurance that's affordable and easy

Why choose Cigna+Oscar

Cigna + Oscar brings together the power of Cigna’s national provider networks and Oscar’s innovative digital member experience to deliver small group health insurance with dedicated Care Teams, $0 Virtual Urgent Care, $3 prescriptions, and more!


  • Health plans that save money: The Cigna LocalPlus® network provides a locally designed network of providers that offer cost-effective medical care without sacrificing the quality employees expect. The Cigna Open Access Plus network is the most popular national network with nearly 820,000 providers and 6,200 facilities.*
  • 24/7 virtual urgent care: Access to board-certified doctors anytime for $0 copay via the Cigna + Oscar app.**
  • Prescriptions made easy: Your clients will save on prescriptions with Express Scripts and can refill them right from the Cigna + Oscar app.
  • Personalized Care Team: Care guides that know your clients by name, and are there to help them manage their care and costs by phone or messaging in the app. Each team includes a nurse, as well as dedicated support, to help employees find the right doctors and care in their area, plus the tools to search for care.
  • Healthy mind and body: Step tracking rewards up to $100 per year and access to Cigna’s behavioral health network.

*Cigna analysis of actual number of doctors in the PPO Network as of December 2015 and the Cigna Behavioral Health Network as of October 2015. Data is subject to change.

** Feature and network availability may vary by location and plan type and is subject to change.


Health & Wellness Benefits

Carrier Data Exchange Options through the Zenefits Platform

Form Automation