Take advantage of discounts doctors often offer when you pay upfront - since they don’t need to chase down insurance reimbursements
Take advantage of discounts doctors often offer when you pay upfront - since they don’t need to chase down insurance reimbursements - and get more affordable health care.
Because the provider is being paid in cash, they often charge less. And because we have streamlined the administrative process, we have lower overhead. This creates considerable monthly cost savings, which are passed along to you.
Sidecar Health has no networks, so you can see any licensed healthcare provider you like. We pay the same amount toward a service regardless of who the doctor is.
When you use your Sidecar Health payment card, an expense will automatically be created for you within your account. Submit a picture of your itemized bill to the Sidecar Health app or website so we can determine eligibility and your actual Benefit Amount. If your Benefit Amount is greater than the Estimated Benefit, we will credit you with the difference. If it is less than the Estimated Benefit, you will be responsible for the difference. In that case, we will let you know exactly what the difference is and how to pay it.
Please note that if an itemized bill is not uploaded within the time period stated in your policy, you will be responsible for the entire amount of your care.
Every doctor and/or health care facility sets pricing for their services, and those prices can be whatever the doctor or facility wants them to be. One doctor can charge $85 for a visit, while another doctor on the same street can charge $200 for the same visit.
So how do you know what the fair price is for your visit? We've taken multiple data points to come up with what procedures should cost and based your Benefit Amount on that. You can find your Benefit Amount and what procedures should cost through the Sidecar Health app or on our website.
Wondering where the closest doctor is to where you're located and what they charge? Use the Sidecar Health app to compare local doctors and their rates for the visit you need, added by other members like you to make everyone's lives easier. Help others using the Sidecar Health app by submitting your doctor's rates as well.
You'll get the same coverage no matter which provider you see. And you can always look up your Benefit Amounts before you get your care. See how these packages could lower your medical costs.
When it comes to health insurance, one size doesn't fit all.
Create a plan around your needs and budget by choosing how much coverage you want.
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