Insurance Effective Date

The definition of Insurance Effective Date, and how it fits into the Zenefits Health Insurance Marketplace

What is an insurance effective date?

The insurance effective date is a date an employee’s coverage is officially active. As of the effective date of coverage, the employee can receive services and the insurance carrier will pay out the benefit.


How does an insurance effective date work?

On and after the insurance effective date, the employee is officially covered. Depending on coverage if any eligible event were to take place, the employee can then turn to their insurance to help offset any costs faced.