Bud Bowlin

Blog Author

Bud Bowlin

Bud Bowlin ran his own benefits agency for over 15 years and was regional manager at Rogers Benefit Group for over 20 years. Combined with time in the military and law enforcement, Bud has an expansive career of serving others. Having just celebrated his 72nd birthday, Bud is now focused on the Zenefits transition from being a digital broker to being a world-class provider of HCM SaaS software to companies. He has never felt younger.

September 26, 2016

An Open Letter to the Six Million Small Business Owners in America

My primary purpose in sharing what I’m about to write is to offer some free unsolicited advice that should help you manage and run your small business more efficiently and profitably, but more than anything else give you back hours of your life spent on mundane, and not to mention boring, repetitive tasks. Like you, […]

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PEO Considerations

September 19, 2016

Medical Loss Rebate (MLR) Update and What It Means for You

Dear Readers, I just received update that United Healthcare has begun mailing Medical Loss Rebate (MLR) checks to their large and small group health insurance plan sponsors. The notice indicated they would be mailing checks out over the next few weeks along with all the other health insurers. These checks are for calendar year 2015 […]

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September 15, 2016

Join Us Live! Ask a Benefits Expert: Open Enrollment 101

Hi, my name is Bud Bowlin. I write the Ask Bud column, which is part of the ZenFive series of informative weekly newsletters from Zenefits. One of the most stressful times for the company HR person is the period leading up to Open Enrollment.  What exactly is Open Enrollment? It’s the critical period spent preparing, […]

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September 10, 2016

Proceed with Caution: Bad Broker Practices

Dear Bud, I am considering changing health insurance brokers. However, the new broker is telling me that in order for him to shop for new options, I first need to sign a letter that says that my current broker is no longer my broker and that I am switching the services to him.  Is this […]

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September 2, 2016

What Effect Will Aetna’s Withdrawal from the ACA Exchanges (Marketplaces) Have on My Company Sponsored Health Insurance Plan?

Big buzz was created last week when Aetna announced it was pulling out of 11 of the 15 marketplace exchanges it had originally entered at the beginning of the PPACA exchanges January 1, 2014. Aetna had indicated earlier that this was a possibility, so the move was not totally unexpected. United Healthcare and Humana exited […]

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August 26, 2016

Overtime Legislation: The Final Rule Key Provisions and Impact for Employers

Dear Bud, I read recently about a new overtime rule that President Obama is requiring of employers. Can you tell me what I need to know about administering and how it will affect my business? I’m sure other employers are as in the dark as I am. Will these new regulations ever stop? Overwhelmed (by) […]

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