Bud Bowlin

Blog Author

Bud Bowlin

Bud Bowlin ran his own benefits agency for over 15 years and was regional manager at Rogers Benefit Group for over 20 years. Combined with time in the military and law enforcement, Bud has an expansive career of serving others. Having just celebrated his 72nd birthday, Bud is now focused on the Zenefits transition from being a digital broker to being a world-class provider of HCM SaaS software to companies. He has never felt younger.

PEO Considerations

June 30, 2016

What Do Insurance Companies Like Most and Least About Working with Zenefits?

One of the questions posed to me during the Q&A session of our recent “Back to Business” Tour spot at the Art Hotel in Denver was the above, “What do insurance companies like most and least about working with Zenefits?’   While this is a question obviously better posed to the carriers themselves, I’m happy […]

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June 24, 2016

What is COBRA, and What Are The Top Questions Employers Ask About It?

COBRA, or the Consolidated Omnibus Budget Reconciliation Act, is the source of many questions from our HR partners here at Zenefits. I thought that I’d give a brief review and try to address answers to some of the most frequently asked questions. What is COBRA and who does it apply to? In 1985, President Reagan […]

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June 17, 2016

What is the Cadillac Tax and What Should Employers Know About It?

Hi Bud,  I’ve been hearing rumblings about this “Cadillac Tax” and how it may negatively affect my business. Can you tell me more about what it is, and what it means for my company and employees?  Thanks,  Cadillac Confused Hi C.C., At the end of last year, President Obama signed a bill pushing back the […]

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June 7, 2016

What’s the Most Important Characteristic of a Health Insurance Plan?

Hi Bud, I’m no health insurance expert, and to be honest, I sometimes feel like the amount of information to consider when evaluating an insurance policy is far too overwhelming for someone who isn’t fluent in this language. I’d like to become more versed in it, but with so little time on my hands and […]

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June 3, 2016

How Do I Know What Prescription Drugs Are Covered in My Health Plan?

Hi Bud, As a reader of your weekly column, I really value your knowledge on health insurance, so I thought you may be able to help me get a straight answer to why the medicine my doctor prescribes is not covered by my health plan? Paying out of pocket for prescriptions for my family is […]

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May 26, 2016

Ask Bud: Customer Q&A from the Zenefits Back to Business Tour

This week’s column is born out of questions I received at the Zenefits Back to Business event held last week in Austin, Texas. It was the first stop on our 10 city tour, which is aimed at providing a forum for both clients of Zenefits and prospective users of our HR platform.  All of the […]

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May 20, 2016

Three Inexpensive Ancillary Lines of Coverage Every Employer Should Provide Their Employees

Hi Bud, As a small business owner, I know I don’t legally have to provide medical coverage for my employees, but I decided to make the investment about a year ago and know that my employees have expressed gratitude that I do. As I look ahead to the next year, I’m wondering what other insurance […]

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May 13, 2016

How Many Hours Can Seasonal Employees Work Before Needing Insurance Coverage?

Hey Bud, We employ a lot of college students and almost all of them want to work full-time hours over the summer. We need the help and are willing to let them, but how long are we allowed to have them do that before we legally have to offer them insurance? I’ve heard that we […]

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May 4, 2016

What’s the Average Employer Benefit Contribution?

Dear Bud, I own a design agency, and we aren’t typically in the practice of comparing ourselves to other agencies. However, there’s one area in which I’m really curious about how we stack up. Can you reveal some data about average employer benefit contribution? Not to sound immodest, but I think we offer an excellent […]

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small business small town

May 2, 2016

Recognizing the Big Impact of Small Business Owners

Growing up in a small town in Arkansas, I often walked to school with my older sisters.  Our journey took us down the main street, which was always a source of great interest to me with the shop owners out in front cleaning windows and preparing sidewalk bargain displays. One of those shop owners was […]

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April 29, 2016

How Do Brokers Choose Insurance Plans?

Hi Bud, How do brokers choose which health insurance plans my company should offer? There are so many variables! Curious About Brokers Hi C.A.B., Earning the title of Trusted Benefits Advisor begins with some detective work: I gather facts, study demographics, solicit responses from employees (about physicians and hospitals used), and analyze company characteristics. This […]

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April 21, 2016

What Should I Know About Vision Insurance?

Hiya Bud, When I set up insurance for my company, I overlooked vision insurance. However, my employees have since let me know they clearly see it as a necessary benefit. I envision a happy workplace where no one lashes out for lack of coverage. Could you put some information within my sights so I can […]

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