Blog Category

Benefits

should part-time employees get health insurance?

November 19, 2018

Should Part-Time Employees Get Health Insurance?

Most small businesses rely on multiple types of employees. There could be full-time or part-time workers. Maybe independent contractors. At some point, part-time employees are likely in the mix. And one of the questions employers often ask goes like this: “Are part-time employees eligible for health insurance?” The short answer is “yes.” But that subject deserves […]

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small business benefits packages

November 13, 2018

4 Steps to Rock Your Small Business Benefits Offering

One of Fireclay Tile’s goals is to offer the best, most beneficial and comprehensive benefits package in the design industry to our 150+ team members. That’s challenging, especially given we are still a relatively small company with many financial needs across each and every department. We do have a few things going for us that […]

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working out after fsa enrollment

November 12, 2018

FSA Enrollment: Employer FAQs Explained

FSA enrollment can be a stressful period for both employers and employees, especially when it comes to changes in eligibility. The good news is that, with a little information and knowledge, employers can be readily prepared for FSA enrollment. Here, we answer the most important questions regarding this topic. Can You Sign up for an […]

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Whats the difference between an HMO vs PPO vs POS

November 6, 2018

What’s the Difference Between an HMO, PPO and POS?

One thing is true across the board about health insurance in the United States—it’s a complicated system to navigate, to say the least. Between benefits tied to various jobs, employees coming and going, and endless policy changes, it can be a lot to keep up with. However, there are a few things that won’t be changing […]

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what the affordable care act means for small businesses

November 5, 2018

What is the State of the Affordable Care Act for Small Businesses?

Most of the news once surrounding the Patient Protection and Affordable Care Act (ACA), also known as Obamacare, was about Republican lawmakers looking to repeal the law and Democratic lawmakers holding firm to preserve it. The law’s constitutionality is expected to be challenged again at some time in the not-so-distant future. But for now, much […]

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how to offer the best employee benefits

November 1, 2018

How to Build a Competitive Employee Benefits Package: A Guide for SMBs

Employee benefits can give you an edge when competing for top candidates and employee retention. When creating your employee benefits package, it’s not necessarily about who offers the best benefits in every category, but focusing on what’s important to candidates and employees. Take a look at which benefits are most highly valued. Health Benefits The […]

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FSA enrollment

October 31, 2018

FSA Enrollment: Employer FAQs Explained

FSA enrollment can be a stressful period for both employers and employees, especially when it comes to changes in eligibility. The good news is that, with a little information and preparation, employers can be readily prepared for FSA enrollment. Here, we answer the most important questions regarding this topic. Can You Sign up for an […]

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what is an FSA?

October 24, 2018

What is an FSA? Common FAQs Explained

An FSA, or flexible spending account, is a great way for employees to save costs on health insurance, sometimes with help from their employer. However, many employers have questions about how FSA contributions work. Here’s what’s covered by an FSA, and how your employees can use them. What is an FSA? First, what is an […]

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2018 HSA contribution limit

October 22, 2018

What are the 2018 HSA contribution limits?

HSAs are typically used to supplement medical costs and they can cover much more than just medications and doctor visits. There are many benefits to opening an HSA, but how much are we allowed to contribute to them? The 2018 HSA contribution limits maximum is $3,450 for an individual and $6,900 for a family. Savers aged 55 […]

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how a family sets up coordination of benefits

October 12, 2018

What is the Coordination of Benefits?

The health care system is riddled with complexities and nuances, particularly when it comes to employer-provided health insurance. One confusing aspect of employer health coverage is the coordination of benefits, or COB, when an employee has more than one insurance plans. But what exactly is COB–and what should employees and employers know about this important […]

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FSA vs HSA

October 9, 2018

FSA vs HSA: Which is Best For Your Employees?

The topic of employee benefits has gone from watercooler conversation to national news, and employees are more engaged with their benefits than ever. Open Enrollment will be here before you know it, and your employees will be thinking about making changes—specifically: how to maximize the money they spend on medical care. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are two ways employers can […]

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When and how can one access cobra?

October 9, 2018

How do I access COBRA health coverage?

In addition to protecting certain individuals from high health care prices, COBRA ensures that spouses, family, and the retired are entitled to health care access when a family member experiences a major life event. Here’s what you should know about how to access COBRA health coverage as an employer. How does COBRA work? The Consolidated […]

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