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the new 2019 health fsa contribution limit

January 3, 2019

The New 2019 Health FSA Contribution Limit

The new 2019 health FSA contribution limit has been announced. Take a look at the new regulations, how they’ve changed from last year, and the benefits of opening an FSA account versus an HSA account. 2019 Health FSA Contribution Limit For 2019, the FSA contribution cap is rising to $2,700. The IRS announced the increase in […]

what's a limited expense fsa?

December 20, 2018

What is a Limited Expense FSA?

A flexible spending account is a fairly straightforward way to set aside money for healthcare expenses. However, things get a bit more complicated when you consider that there are different types of FSA accounts for different situations. Here’s what you should know about a limited expense FSA. What is a Limited Expense FSA? You might […]

What will the implications be of the new HRA proposal?

December 11, 2018

What the New HRA Proposal Could Mean for Small Businesses

Small businesses and their employees who have been shut out of the health reimbursement arrangements (HRAs) market because of increases in healthcare costs and burdensome administrative tasks could find a way in under Trump’s new HRA proposal, which looks somewhat similar to past President Obama’s Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) with a few […]

Can I offer cash in lieu of benefits?

December 6, 2018

Can Employers Offer Cash in Lieu of Benefits?

Offering health insurance to employees is a great way to provide value and retain a skilled workforce. But since offering high-quality health insurance can be extremely expensive, some employers may consider offering cash in lieu of benefits– that is, instead of offering traditional health insurance packages. But is this really the easier route? Here’s what […]

5 new employee wellness programs to try in 2019

December 4, 2018

5 Employee Wellness Programs to Consider for 2019

Businesses of all sizes are thinking of ways to make 2019 healthier and happier for everyone. What better time than the New Year to add or improve employee wellness programs? Numerous studies indicate that healthy employees are happy employees—and vice versa. When your employees aren’t feeling 100 percent, they and the company suffer. Plus, healthy […]

how to prorate vacation days

November 28, 2018

How to Prorate Vacation Days for Full-Time and Part-Time Employees

There’s a lot to look forward to when it comes to the holiday, but for small business owners, ’tis the season for managing vacation days. Figuring out how to prorate vacation days often lands somewhere near the stop of most business owners’ stressor lists, especially if you’ve got a wave of new hires or seasonal […]

sick employee missed open enrollment

November 27, 2018

Your Employee Missed Open Enrollment. Now What?

For businesses that provide health care insurance for staff, open enrollment is a hectic time of year. Collecting all the documents needed to assure employees are enrolled properly is a complex process that requires a lot of organizational ability. Whether you manage open enrollment on your own or use an outside consultant, numerous reminders are […]

employer health insurance tax benefits

November 26, 2018

What Health Insurance Tax Benefits Are Available for Employers in 2019?

As a small business owner, every deduction counts. Make sure you’re getting rewarded for protecting your employees. A few changes are being made to health insurance tax benefits in 2019, including small business tax credits, deductibles, HSA, and HRA options. Make sure you’re in the know about which tax benefits will be available to you […]

should part-time employees get health insurance?

November 19, 2018

Should Part-Time Employees Get Health Insurance?

Most small businesses rely on multiple types of employees. There could be full-time or part-time workers. Maybe independent contractors. At some point, part-time employees are likely in the mix. And one of the questions employers often ask goes like this: “Are part-time employees eligible for health insurance?” The short answer is “yes.” But that subject deserves […]

small business benefits packages

November 13, 2018

4 Steps to Rock Your Small Business Benefits Offering

One of Fireclay Tile’s goals is to offer the best, most beneficial and comprehensive benefits package in the design industry to our 150+ team members. That’s challenging, especially given we are still a relatively small company with many financial needs across each and every department. We do have a few things going for us that […]

working out after fsa enrollment

November 12, 2018

FSA Enrollment: Employer FAQs Explained

FSA enrollment can be a stressful period for both employers and employees, especially when it comes to changes in eligibility. The good news is that, with a little information and knowledge, employers can be readily prepared for FSA enrollment. Here, we answer the most important questions regarding this topic. Can You Sign up for an […]

Whats the difference between an HMO vs PPO vs POS

November 6, 2018

What’s the Difference Between an HMO, PPO and POS?

One thing is true across the board about health insurance in the United States—it’s a complicated system to navigate, to say the least. Between benefits tied to various jobs, employees coming and going, and endless policy changes, it can be a lot to keep up with. However, there are a few things that won’t be changing […]