Blog Category

Health Care Cost

What will the implications be of the new HRA proposal?

December 11, 2018

What the New HRA Proposal Could Mean for Small Businesses

Small businesses and their employees who have been shut out of the health reimbursement arrangements (HRAs) market because of increases in healthcare costs and burdensome administrative tasks could find a way in under Trump’s new HRA proposal, which looks somewhat similar to past President Obama’s Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) with a few […]

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Can I offer cash in lieu of benefits?

December 6, 2018

Can Employers Offer Cash in Lieu of Benefits?

Offering health insurance to employees is a great way to provide value and retain a skilled workforce. But since offering high-quality health insurance can be extremely expensive, some employers may consider offering cash in lieu of benefits– that is, instead of offering traditional health insurance packages. But is this really the easier route? Here’s what […]

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sick employee missed open enrollment

November 27, 2018

Your Employee Missed Open Enrollment. Now What?

For businesses that provide health care insurance for staff, open enrollment is a hectic time of year. Collecting all the documents needed to assure employees are enrolled properly is a complex process that requires a lot of organizational ability. Whether you manage open enrollment on your own or use an outside consultant, numerous reminders are […]

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small business benefits packages

November 13, 2018

4 Steps to Rock Your Small Business Benefits Offering

One of Fireclay Tile’s goals is to offer the best, most beneficial and comprehensive benefits package in the design industry to our 150+ team members. That’s challenging, especially given we are still a relatively small company with many financial needs across each and every department. We do have a few things going for us that […]

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working out after fsa enrollment

November 12, 2018

FSA Enrollment: Employer FAQs Explained

FSA enrollment can be a stressful period for both employers and employees, especially when it comes to changes in eligibility. The good news is that, with a little information and knowledge, employers can be readily prepared for FSA enrollment. Here, we answer the most important questions regarding this topic. Can You Sign up for an […]

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Whats the difference between an HMO vs PPO vs POS

November 6, 2018

What’s the Difference Between an HMO, PPO and POS?

One thing is true across the board about health insurance in the United States—it’s a complicated system to navigate, to say the least. Between benefits tied to various jobs, employees coming and going, and endless policy changes, it can be a lot to keep up with. However, there are a few things that won’t be changing […]

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what the affordable care act means for small businesses

November 5, 2018

What is the State of the Affordable Care Act for Small Businesses?

Most of the news once surrounding the Patient Protection and Affordable Care Act (ACA), also known as Obamacare, was about Republican lawmakers looking to repeal the law and Democratic lawmakers holding firm to preserve it. The law’s constitutionality is expected to be challenged again at some time in the not-so-distant future. But for now, much […]

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FSA enrollment

October 31, 2018

FSA Enrollment: Employer FAQs Explained

FSA enrollment can be a stressful period for both employers and employees, especially when it comes to changes in eligibility. The good news is that, with a little information and preparation, employers can be readily prepared for FSA enrollment. Here, we answer the most important questions regarding this topic. Can You Sign up for an […]

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what is an FSA?

October 24, 2018

What is an FSA? Common FAQs Explained

An FSA, or flexible spending account, is a great way for employees to save costs on health insurance, sometimes with help from their employer. However, many employers have questions about how FSA contributions work. Here’s what’s covered by an FSA, and how your employees can use them. What is an FSA? First, what is an […]

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2018 HSA contribution limit

October 22, 2018

What are the 2018 HSA contribution limits?

HSAs are typically used to supplement medical costs and they can cover much more than just medications and doctor visits. There are many benefits to opening an HSA, but how much are we allowed to contribute to them? The 2018 HSA contribution limits maximum is $3,450 for an individual and $6,900 for a family. Savers aged 55 […]

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FSA vs HSA

October 9, 2018

FSA vs HSA: Which is Best For Your Employees?

The topic of employee benefits has gone from watercooler conversation to national news, and employees are more engaged with their benefits than ever. Open Enrollment will be here before you know it, and your employees will be thinking about making changes—specifically: how to maximize the money they spend on medical care. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are two ways employers can […]

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who qualifies for medicare?

August 15, 2018

Do I Qualify for Medicare?

Healthcare is hardly an easy topic to navigate these days. From job-based benefits to deciding which spousal plan to be on, and choosing between state insurance or private company options, there’s a lot to think about. And floating around in the sea of healthcare questions: who qualifies for Medicare? There are a number of elements that […]

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