HR Fast Facts: How Do Employees Enroll Dependents?

Employees can enroll eligible dependents, such as children and spouses, under their insurance during their company’s initial or open enrollment periods.

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Generally, employers must offer health insurance coverage to an employee’s legal spouse and dependent children.Employees can enroll eligible dependents, such as children and spouses, under their insurance during their company’s initial or open enrollment periods.

Group health insurance plans must extend coverage to adult dependents through age 26, under the Patient Protection and Affordable Care Act.

Some states offer exceptions to the age 26 rule, and employers may also choose to expand the definition of child dependent to include children older than 26. Check with your health insurance carrier or broker to confirm.

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