The insurance effective date is calculated based on when an employee is hired and the waiting period set in place by their employer.

The insurance effective date is calculated based on an employee’s hire date and the waiting period set in place by their employer at the time of renewal.
For example, if an employer has a waiting period of “First of the Following Month” and an employee’s hire date is 10/23/2022, their insurance effective date will calculate to 11/01/2022.