HR Fast Facts: What Is Considered Proof of Insurance?

In cases where proof of health insurance coverage is required, an active member ID card or certificate of coverage can typically suffice as proof.

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Finding Member ID for Health Insurance

In cases where proof of health insurance coverage is required, an active member ID card can typically suffice as proof. In the event that a physical member ID card is not available (the carrier does not provide physical cards or the employee has not received the ID cards yet) a certificate of coverage can suffice as proof of insurance coverage.

A certificate of coverage is an official document from a carrier stating an employee is active in the group policy. If you want to obtain a certificate of coverage, you should reach out directly to your carrier.

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