Grace Ferguson

Grace Ferguson

Grace Ferguson is a business writer and blogger covering payroll, employee benefits, and human resources. She has vast experience serving as a payroll and benefits administrator for large and small businesses. At age 18, Grace landed her first job: working as a secretary for a forestry company.

145 articles

How to Calculate Overtime Pay

Learn how to calculate overtime pay, and what formula to use for exempt and non-exempt employees

What Is the Definition of Net Pay?

There's a lot of ways to talk about payroll. Most employees are interested in their net pay, or how much they take home in their paycheck. This article breaks down net pay, and how to calculate it

What Is CalSavers? Everything You Need to Know

CalSavers is a state-run Roth IRA program for California-based, private-sector workers whose employers do not provide a retirement savings plan

Your Guide to Making W-2 Corrections

What should you do if you discover a W-2 error? Read this article to find out

How Do Health Insurance Companies Determine Employer Costs?

Age, gender, tobacco use, family size, claim history, business size — understand which factors impact health insurance costs.

Top 7 Payroll Concerns for Small Businesses

A smooth-sailing payroll system is important for any small business. Learn to identify obstacles, and how to overcome them

When Do W-2s Come Out?

Answers to some of the most common questions concerning Form W-2

How to Overcome the Leap Year Payroll Challenge 

2020 is a leap year, which can cause headaches as you run payroll. Learn how to tackle the extra pay period in this article

How Much Does Small Business Health Insurance Cost?

Health insurance can be costly and complex. Here’s what you need to know about health insurance as a small business owner

Top Payroll Practices for Employee Breaks: Don’t Be Caught Out of Compliance

Employee breaks are subject to labor laws and company policies