
Grace Ferguson
Grace Ferguson is a business writer and blogger covering payroll, employee benefits, and human resources. She has vast experience serving as a payroll and benefits administrator for large and small businesses. At age 18, Grace landed her first job: working as a secretary for a forestry company.
170 articles
The CARES Act: Payroll Implications for Small Employers
The CARES Act delivers massive payroll assistance for SMBs, including paycheck protection loans, loan forgiveness, payroll tax credit, and Social Security tax deferral.
IRS Delivers COVID-19 Relief for HDHPs
The IRS recently announced that High Deductible Health Plans can cover the testing and treatment of the coronavirus before plan deductibles have been met, and doing so will not jeopardize their status as HDHPs.
COVID-19: What to Do If You Can’t Make Payroll during Coronavirus
8 solutions if you can’t meet payroll
Trump Wants a COVID-19 Payroll Tax Cut, and What It Means for Small Employers
Trump has proposed a payroll tax cut in response to the coronavirus fall out. What would that mean for small businesses?
New Federal Rules To Tackle the Retirement Crisis
There’s a retirement crisis growing across the country. Here’s what the federal government is doing to address it.
How to Calculate Overtime Pay
Learn how to calculate overtime pay, and what formula to use for exempt and non-exempt employees
What Is the Definition of Net Pay?
There's a lot of ways to talk about payroll. Most employees are interested in their net pay, or how much they take home in their paycheck. This article breaks down net pay, and how to calculate it
What Is CalSavers? Everything You Need to Know
CalSavers is a state-run Roth IRA program for California-based, private-sector workers whose employers do not provide a retirement savings plan
Your Guide to Making W-2 Corrections
What should you do if you discover a W-2 error? Read this article to find out
How Do Health Insurance Companies Determine Employer Costs?
Age, gender, tobacco use, family size, claim history, business size — understand which factors impact health insurance costs.