HR Fast Facts: Health Insurance Rate Structures

Health insurance premiums are assigned based on an employee’s family type and gender. Here are some related acronyms you should know.

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family holding hands

Health insurance premiums are assigned based on the employee’s family type and gender, with a distinction between an employee with a single child versus multiple. Here are acronyms and their meanings:

  • Employee (Male): Male EE
  • Employee (F): Female EE
  • Employee + Spouse: EE+SP
  • Employee + 1 Child: EE+CH
  • Employee + 2 or more Children: EE+Children
  • Family (gender unspecified): EE+Family
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