HR Fast Facts: When Can I Start Using My Health Care FSA Funds?

You can start using your Health Care FSA on the first day of the plan and as soon as FSA funds are available.

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You can start using your Health Care FSA on the first day of the plan and as soon as FSA funds are available. The entire annual contribution amount (including employer contributions, if any) is available on that date, and is repaid incrementally through deductions from your paychecks over the remainder of the plan year. However, you can’t use your FSA to pay for expenses that occurred prior to the start of your FSA.

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