Your HR & People Operations Questions, AnsweredAs an individual carpenter contractor with no employees, do I qualify for coronavirus relief?
HR Questions>As an individual carpenter contractor with no employees, do I qualify for coronavirus relief?

As an individual carpenter contractor with no employees, do I qualify for coronavirus relief?

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William asked 2 years ago

1 Answer
Andrea replied 2 years ago
Independent contractors and self-employed individuals are eligible to apply for Small Business Administration loans under the Payroll Protection Program and the Economic Injury Disaster Loan program.

The U.S. Chamber of Commerce has provided this informative guide about each option:
https://www.uschamber.com/report/independent-contractors-guide-cares-act-relief

Unfortunately, because the programs rolled out so quickly there’s a lot of ambiguity over the language of the program. We put together this article that shows how you can document income as an independent contractor to apply for a loan:

https://www.zenefits.com/workest/how-independent-contractors-can-document-income-for-ppp-loans/

Also note, independent contractors and self-employed individuals can receive unemployment benefits under the CARES Act. You can read more information about how to access that program here:

https://www.zenefits.com/workest/how-self-employed-people-can-access-unemployment-benefits/

Jon replied 2 years ago

a always there is no simple way to get a form to apply.always have to jump through hoops

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