What is an employee’s dental plan maximum?
The short answers is that an employee’s dental plan maximum is the maximum amount of money that can be used use during the year for dental procedures. Maximums Can Have Different Limits Depending on the Plan: Many dental plans offer a maximum limit in the range of $1,000 to $1,500 per year. Since the average […]
The short answers is that an employee’s dental plan maximum is the maximum amount of money that can be used use during the year for dental procedures.
Maximums Can Have Different Limits Depending on the Plan:
Many dental plans offer a maximum limit in the range of $1,000 to $1,500 per year. Since the average dental cost of care in the United States is on average well under a $1,000, this means the maximum is usually sufficient to cover all dental care costs for an employee during a calendar year.
At the same time, some employees will go over the maximum limit set in a dental plan. This can arise when an employee needs frequent dental work or an expensive procedure. In such instances where an employee goes over the maximum allotted in a dental plan, they will likely have to pay out of pocket for any treatments they require.
Other Limits You Should Know About:
On top of these maximum limits, there will likely be limits on the frequency an employee can receive certain dental treatments during the year, such as cleanings, x-rays, and exams. For example, many plans only provide allowances for two cleanings a year, regardless of the maximum amount of money allocated for dental visits under a particular dental plan.
