For a company that has between 25 and 50 employees, what is a typical amount of plans to offer during open enrollment?
While there isnt really a typical number of plans, employers often offer anywhere from one to three plans. Location Matters If you choose to offer one plan, itll be one that all employees can access. If all employees are located in the same state or area, an HMO can work. Since HMOs can only be […]

While there isnt really a typical number of plans, employers often offer anywhere from one to three plans.
Location Matters
If you choose to offer one plan, itll be one that all employees can access. If all employees are located in the same state or area, an HMO can work. Since HMOs can only be offered in the state in which the company is located, if youre looking to expand to another state, you could find yourself in a bind if youre only offering an HMO. Therefore, if employees are located in multiple areas, then that one plan might be a PPO.
Final Tip
If you offer multiple plans, especially due to having employees in different locations, you might want to offer an HMO, PPO, and an HSA-compatible plan. This would offer a broad range of plan choices from low to high deductible, low to high copays, and varying levels of out-of-pocket maximums.
Helpful Links:
How to Choose Health Insurance for Your Business – healthcare.gov Explanation of the plan categories
Type of Plan and Provider Network – healthcare.gov Explanation of plan types
Comparing Health Plans – healthcare.gov Tips on comparing health plans
How to Choose Health Insurance for Your Business – healthcare.gov More information on how to choose a health plan for employees